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In general, the lien is satisfied with the sale proceeds when the debtor sells the property or when a refinance occurs. A judgment creditor (winning party from the civil case) will file the lien against the judgment debtor in order to secure their position to collect on the debt they are owed as a result of the civil judgment. If the judgment debtor (losing party from the civil case) fails to voluntarily satisfy the judgment, a judgment lien is a way to ensure that the court’s judgment is enforced. A copy of the judgment itself will be filed with the court where the case was heard. When we’re talking about a judgment, it’s up to the winning party to enforce or collect upon the judgment. A judgment lien, sometimes referred to as an “abstract of judgment,” is an involuntary lien that is filed to give constructive notice and is to attach to the Judgment Debtor’s property and/or assets. The easy definition is that a judgment is an official decision rendered by the court with regard to a civil matter. They are two separate animals, and it’s important to know the difference if you’re trying to determine which to search for when doing your due diligence.
#Judgement vs judgment series#
My next blog in this series will look at how we use shame and contempt in our daily lives to describe ourselves and others.If you’re like me when I was first introduced to this industry, you might be a little confused about the difference between judgments and judgment liens. Shame and contempt shape our worlds more than we know. To express contempt is to say that the person or thing is worthless, without value, and that destroying them would be a non-issue. It is to speak as though we are authorized or have the capacity to determine the worth of another human’s existence. We all make judgments every day, and these are healthy and needful assessments of our world. Contempt is the sentiment most folks are referring to when they say “don’t judge”.
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I crossed a line, I lied, I acted in this way or that”. Shame uses State-of-Being verbs: am, is, was, were, can/can’t, etc. Guilt uses action verbs: did/didn’t, acted, failed to act, etc. Shame is the sense that “I am wrong,” or that “Something is wrong with me.” The clue to distinguishing these two feelings from each other is the verb. Guilt is the knowledge of having done wrong. Guilt) (see this blog for a more long-winded examination of this distinction) As internal feelings, they are more common than we realize, and often shape our worlds more than we know. Both are loaded words, powerful concepts to consider. These are feelings we have a hard time making sense of.